Frequently Asked Interview Questions in Banking – 6

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November 13, 2015

Frequently Asked Interview Questions in Banking – 6

Dear Readers Now as the interview dates of RRB All Grades are out we bring to you very common interview questions with out set No 6 on the given subject. We will be updating material and Videos on a regular basis to help maximum number of candidates to cherish their dreams.

Usually the time interval for interview for RRb exams lies between 7-9 minutes and more depending on the interest you are generating.

Questions

What future you see in banking?
Answer :: Sir I see banking transformed in a fully digitalized system in few years from now. With limited customer dealing banks in India will be way ahead compared to today with their focus on technology transmission and helping customers adapting it.
Banking Industry is facing challenges of acute manpower. How can we overcome it
Answer:: Sir with mass retirements scheduled in coming 3 years, banks will shred of 40% of its current workforce. The tool to overcome the same sir is technological transmission and promoting alternate channels. The more amount of people use alternate channels better will be for us and banking. Sir with increased use of mobile phones in the country and introduction to rupay cards to almost all customers, i believe time is not very far off when banking will switch to alternative channels.
Now there is a sustainable difference in NIM. What can we do to sustain it.
A) In times of squeezing profits and Net Interest Margins sir, banks can focus on cross selling and bank-assurance products. These days banking is not limited to deposits and advances, it has expanded in number of fields. Banks need to penetrate more in these areas. banks can earn huge churn of money and also maintain their social responsibility targets using these schemes. For e.g. SBI PAI insurance scheme is one of the most successful scheme in recent days.
What economic scenario do you see in the country.
Answer:: Sir Economic Scenario in the country is encouraging. With new infrastructure and investment coming up we are heading towards a powerful India. In such times banks can penetrate themselves in new ventures bringing different schemes.
What IS CTS system
What is FDI. What is your take on increased FDI in India

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Banking Preparation Interview Set 2

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sehpaathi

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November 12, 2015

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Banking Preparation Interview Set 2

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Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important reading material important for Banking Interview. We will be publishing 11 set of materials in this section. All are very important for banking interview

What is monetary policy?

A Monetary policy is the process by which the government, central bank, of a country controls (i) the supply of money, (ii) availability of money, and (iii) cost of money or rate of interest, in order to attain a set of objectives oriented towards the growth and stability of the economy.

What is Fiscal Policy?

Fiscal policy is the use of government spending and revenue collection to influence the economy. These policies affect tax rates, interest rates and government spending, in an effort to control the economy. Fiscal policy is an additional method to determine public revenue and public expenditure.

What is Core Banking Solutions?

Core banking is a general term used to describe the services provided by a group of networked branches. Bank customers may access their funds and other simple transactions from any of the member branch offices. It will cut down time, working simultaneously on different issues and increasing efficiency. The platform where communication technology and information technology are merged to suit core needs of banking is known as Core Banking Solutions.

Banking Preparation Interview Set 1

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sehpaathi

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November 12, 2015

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Banking Preparation Interview Set 1

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Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important reading material important for Banking Interview. We will be publishing 11 set of materials in this section. All are very important for banking interview
1. What is SLR Rate?
A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its customers.
SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.

2. What is Bank Rate?
A: Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply.

3. What is Inflation?
A: Inflation is as an increase in the price of bunch of Goods and services that projects the Indian economy. An increase in inflation figures occurs when there is an increase in the average level of prices in Goods and services. Inflation happens when there are fewer Goods and more buyers; this will result in increase in the price of Goods, since there is more demand and less supply of the goods.

4. What is Deflation?
A: Deflation is the continuous decrease in prices of goods and services. Deflation occurs when the inflation rate becomes negative (below zero) and stays there for a longer period.

Cloze Test – 10

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November 12, 2015

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English: Cloze Test -10

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Hello Readers,

Cloze Test comes in almost all competitive examinations. Its a mandatory part of the paper. Here is a new series of cloze test for you to practice and Practice More.

Do give us a review.

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General Awareness PDF 36

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November 12, 2015

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General Awareness PDF 36

Hello Readers,

This is another sheet on General Awareness Question. This material is based on general awareness questions. General awareness Constitute 10% of the paper in every competitive examination
A quick Preview::

1. Carbon credit is meant for—
A) Deforestation
B) Protection of environment
C) Rural infrastructure
D) Diamond trading
E) Precision farming2. Acetic acid is present in—
A) Vinegar
B) Curd
C) Lime
D) Fish
E) Rancid butter3. Deep litter and cage systems are associated with—
A) Dairy development
B) Pig farming
C) Poultry growing
D) Quali farming
E) Sheep rearing

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Computer Awareness PDF 32

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sehpaathi

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November 12, 2015

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Computer Awareness 32

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Hello Readers,

This is another sheet of the computer awareness questions. This material will help you know more about day to day computer questions These questions are often asked upcoming IBPS PO/RRB/Clerk/SO exams and other banking exams as well.

A Quick Preview

1. Programs that automatically submit your search request to several search engines simultaneously are called—
(A) Metasearch engines
(B) Webcrawlers
(C) Spiders
(D) Hits
(E) None of these

2. Graphical diagrams used to represent different multiple perspectives of a system include—
(A) use-case, class, and state diagrams
(B) State, interaction, derivative diagrams
(C) Interaction, relationship, and class diagrams
(D) Deployment, relationship, and use-case diagrams
(E) None of these

3. Database redesign is not terribly difficult if the—
(A) Database is structured
(B) Database is well-designed
(C) Database has no data
(D) Database is relatively small
(E) Database is relatively large

Computer Awareness PDF 32: [wpdm_package id=’3619′]

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Documents must during Interviews

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sehpaathi

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November 12, 2015

5

Documents Must During Interviews

With now banking interviews to take place from next week here is the list of documents candidates need to carry with them, to save themselves from last minute rush.

Must Keep

Your 4 latest Photographs
Your Application Form which you filled while applying for IBPS
Your Interview Call Letter
Your 10th Marksheet (original and photostat)
your 12th Marksheet (original and photostat)
Your Graduation Degree
If you belong to OBC Category your latest caste certificate as per notified (original and photostat)
If SC/ST your caste certificate (original and photostat)
Your Resume
If working with a govt. Organization your NOC Letter (Original)

Might be beneficial

Your all semester Mark sheets
Any certificates you have earned related to banking
Any Extra curricular activity certificate

Do not forget the upper defined documents to carry with you during banking interview

Note:: Many Candidates are saying that later the interview lesser the marks you have. we would like to advice all candidates not to pay heed to any of these. IBPS schedules interviews according to caste. Usually they follow SC, ST, OBC and then Gen. We are confident that IBPS never schedule interview batches according to marks you score. So dear Aspirants stop paying heed to all these nonsense and do prepare well for the interviews

Frequently asked Questions No 1
Frequently asked Questions No 2
Frequently asked Questions No 3
Frequently asked Questions No 4
Frequently asked Questions No 5

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Frequently asked Interview Questions in Banking-5

By

sehpaathi

-

November 12, 2015

1

Frequently Asked Interview Questions in Banking – 5

Dear Readers Now as the interview dates of RRB All Grades are out we bring to you very common interview questions with out set No 5 on the given subject. We will be updating material and Videos on a regular basis to help maximum number of candidates to cherish their dreams.

Usually the time interval for interview for RRb exams lies between 7-9 minutes and more depending on the interest you are generating.

Questions

Explain the meaning of your name.
Your preference shows PNB ( Candidates must know salient points of their top three preferences)
They must know, When it was formed, Where it was formed, who is the current Chairman, Bank’s latest figures includes Net profit/loss, Total advances, total Deposits, NPA percentage etc.
You must be very aware about every word return in your resume
You biggest achievement
According to you what is your biggest weakness and how you plan to overcome it
What is your strongest point which make you fit for banking
If you are working today, why do you want to leave it.
If you are working with a bank, Why do you want to change your bank. What are the salient features of your bank.
What kind of lifestyle do you expect to have in banking?
Answer:: Sir I have heard from my friends that banking is one of the most laborious yet joyful job these days. Though I don’t expect banking to be a 10-5 job, I expect that atleast I will be able to give me and my family some time, which is missing in some very high paying jobs. banking looks to me as a perfect place to embrace myself and develop my skills to a different level.

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Banking Awareness PDF 45

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sehpaathi

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November 10, 2015

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Banking Awareness pdf 45

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Hello Readers,

This is another sheet on banking awareness Questions. This material will help you know more about Banking Awareness questions related to Daily Banking Operations. These questions are often asked upcoming IBPS PO/RRB/Clerk/SO exams and other banking exams as well. This sheet is based on questions on day to day banking operations

A Quick Review

1. Tax Saving Funds mainly invest In
A) Equity
B) Debt
C) Government Securities
D) T Bills
E) none of these
2. which of the Following is a risk free Instrument?
A) G- Sec
B) Equity Shares
C) Debentures
D) Fixed Deposits
E) None of these
3. Commercial papers are usually issued for
A) 1 Year
B) 180 days
C) 7 days
D) 90 days
E) None of these

Banking Awareness Questions: Banking Awareness Sheet 45

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Computer Awareness PDF 31

By

sehpaathi

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November 10, 2015

0

Computer Awareness 31

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Hello Readers,

This is another sheet of the computer awareness questions. This material will help you know more about day to day computer questions These questions are often asked upcoming IBPS PO/RRB/Clerk/SO exams and other banking exams as well.

A Quick Preview

1. All of the following are TRUE of Safe Mode EXCEPT:
(A) Safe Mode is a special diagnostic mode.
(B) Safe Mode loads all nonessential icons.
(C) Safe Mode allows users to troubleshoot errors.
(D) Safe Mode loads only the most essential devices.
E) None of these

2. Verification of a login name and password is known as:
(A) configuration.
(B) Accessibility.
(C) Authentication.
(D) Logging in.
E) None of these

3. The combination of the operating system and the processor is referred to as the computers:
(A) CPU.
(B) Platform.
(C) BIOS.
(D) CMOS.
E) None of these

Computer Awareness 31: [wpdm_package id=’3597′]

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Frequently Asked Interview Questions in Banking – 6

Banking Preparation Interview Set 2

Banking Preparation Interview Set 1

English: Cloze Test -10

General Awareness PDF 36

Computer Awareness 32

Documents Must During Interviews

Must Keep

Might be beneficial

Frequently Asked Interview Questions in Banking – 5

Banking Awareness pdf 45

Computer Awareness 31

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