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RBI Grade-B Officer Exam 2015 – GK Topics

By
sehpaathi
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0

RBI Grade-B Officer Exam 2015 – GK Topics

rbiHello Readers,
The next big exam for a career in banking sector is the RBI Grade B Officer Exam.
In this post we will give you an overview of  the various topics which you can reference to prepare for the General Awareness section of this exam. We will do a detailed analysis and provide downloadable study material in later posts.

For now, you may start preparation by referencing following topics which may be asked in RBI Grade B Officer Exam – 2015:-

Topics covered under Banking Awareness:-

Miscellaneous Topics (Current Affairs and others):-

  • Recent changes in country’s administrative system (w.r.t. elections and new government formation)
  • Sports updates (focus on sports like Tennis, Badminton, Athletics etc.)
  • PM’s visit to other countries
  • Visit by other dignitaries to India
  • Who is Who
  • Persons and Places in News
  • Awards and Prizes
  • International summits
  • Current affairs from last 8-10 months

Download last 8 months GK collection (Month-wise in PDF format)

Download Banking Awareness Material (PDF format)

Download General Awareness Material (PDF Format)

Key Points of Union Budget 2014-15

By
sehpaathi
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0

The following are the Union Budget 2014-15 highlights

For individuals

* Tax slab on personal income remains unchanged
* Income tax exemption limit raised by Rs 50,000 to Rs 2.5 lakh and for senior citizens to Rs 3 lakh
* Exemption limit for investment in financial instruments under 80C raised to Rs 1.5 lakh from Rs 1 lakh.
* Investment limit in PPF raised to Rs 1.5 lakh from Rs 1 lakh
* Deduction limit on interest on loan for self-occupied house raised to Rs 2 lakh from Rs 1.5 lakh.
* Kisan Vikas Patra to be reintroduced, National Savings Certificate with insurance cover to be launched
* Long term capial gain tax for mutual funds doubled to 20 pc; lock-in period increased to 3 years
* Mandatory wage ceiling of subscription to EPS (Employee Pension Scheme) raised from Rs 6,500 to Rs 15,000
* Minimum pension increased to Rs 1,000 per month
* LCD, LED TV become cheaper
* Cigarettes, pan masala, tobacco, aerated drinks become costlier
* Deduction limit on interest on loan for self-occupied house raised to Rs 2 lakh from Rs 1.5 lakh

New projects

* 5 IIMs to be opened in HP, Punjab, Bihar, Odisha and Rajasthan
* 5 more IITs in Jammu, Chattisgarh, Goa, Andhra Pradesh and Kerala.
* 4 more AIIMS like institutions to come up in Andhra Pradesh, West Bengal, Vidarbha in Maharashtra and Poorvanchal in Uttar Pradesh
* Govt proposes to launch ‘Digital India’ programme to ensure broad band connectivity at village level
* Kisan TV for farmers, Arun Prabha TV for northeast.
* National Rural Internet and Technology Mission for services in villages and schools, training in IT skills proposed
* Govt proposes Ultra Modern Super Critical Coal Based Thermal Power Technology
* A project on the river Ganga called ‘Jal Marg Vikas’ for inland waterways between Allahabad and Haldia; Rs 4,200 crore set aside for the purpose.
* EPFO to launch the “Uniform Account Number” Service for contributing members.
* New programme “Neeranchal” to give impetus to watershed development in the country with an initial outlay of Rs. 2142 crores.
* Beti Bachao, Beti Padhao Yojana to generate awareness and help in improving the efficiency of delivery of welfare services meant for women.
* Free Drug Service and Free Diagnosis Service to achieve “ Health For All”
* Two National Institutes of Ageing to be set up at AIIMS, New Delhi and Madras Medical College, Chennai.

Allocations

* Rs 100 crore to support about 600 new and existing Community Radio Stations
* Swachh Bharat Abhiyan to cover every household with sanitation facility by the year 2019
* Rs 100 crore for metro projects in Lucknow and Ahmedabad
* Rs 2,037 crore set aside for Integrated Ganga Conservation Mission called ‘Namami Gange’
* Rs 150 crore allocated for increasing safety of women in large cities
* Rs. 7,060 crore for the project of developing 100 Smart Cities.
* Set aside Rs 11,200 crore for PSU banks capitalisation
* Govt provides Rs 500 crore for rehabilitation of displaced Kashmiri migrants
* 1000 crore provided for “Pradhan Mantri Krishi Sinchayee Yojna” for assured irrigation.
* Rs. 50,548 crore under the SC Plan and Rs. 32,387 crore under TSP

Economic initiatives

* Composite cap of foreign investment to be raised to 49 per cent in Defence and Insurance sectors.
* Requirement of the built up area and capital conditions for FDI reduced to 20,000 square metres and USD 5 million respectively for development of smart cities.
* Manufacturing can sell its products through retail including Ecommerce platforms.
* Requirement to infuse Rs.2,40,000 crore as equity by 2018 in our banks to be in line with Basel-III norms PSUs will invest through capital investment a total sum of Rs. 2,47,941 crores.
* Rs 4,000 cr set aside to increase flow of cheaper credit for affordable housing to the urban poor/EWS/LIG segment.
* Govt in favour of consolidation of PSU banks
* Govt considering giving greater autonomy to PSU banks while making them accountable

The numbers

* Government expects Rs 9.77 lakh crore revenue crore from taxes
* Plan expenditure pegged at Rs 5.75 lakh crore and non-plan at Rs 12.19 lakh crore.
* Fiscal deficit target retained at 4.1 pc of GDP for current fiscal and 3.6 pc in FY 16
* Disinvestment target fixed at Rs 58,425 crore
* Gross borrowings pegged at Rs 6 lakh crore
* Contours of GST to be finalised this fiscal; Govt to look into DTC proposal.

Administrative reforms

* Committee to look into all fresh tax demands for indirect transfer of assets in wake of retrospective tax amendments of 2012
* Expenditure management commission to be setup; will look into food and fertilizer subsides
* Legislative and administrative changes to sort out pending tax demands of more than Rs. 4 lakh crore under dispute and litigation.
* New Urea Policy would be formulated.
* More productive, asset creating and with linkages to agriculture and allied activities wage employment would to be provided under MGNREGA.
* A committee will to examine and recommend how unclaimed amounts with PPF, Post Office, saving schemes etc. can be used to protect and further financial interests of the senior citizens
* Slum development to be included in the list of Corporate Social Responsibility
* Committee to examine the financial architecture for MSME Sector, remove bottlenecks and create new rules and structures to be set up and give concrete suggestions in three months.
* An institution to provide support to mainstreaming PPPPs called 4PIndia to be set up with a corpus of Rs. 500 crores.

Text Extracted copied from thehindu.com

Frequently Asked Questions In banking Interview Set 7

By
sehpaathi
-
0

Frequently Asked Interview Questions in Banking – 7

Dear Readers Now as the interview dates of RRB All Grades are out we bring to you very common interview questions with out set No 7 on the given subject. We will be updating material and Videos on a regular basis to help maximum number of candidates to cherish their dreams.

try Usually the time interval for interview for RRb exams lies between 7-9 minutes and more depending on the interest you are generating.

Questions

  1. What is the Importance of Banking In the country
    Answer :: Banking is the backbone of countries development. Without banking the financial system of the country will be paralyzed. In India sir government machinery works hand in hand with the banks. The final implementation step for all government schemes are bank. Banks are the medium through which lack of crores are transmitted per day. 
  2. What is Your Goal in life. How will you achieve it.(Your goals must be related to either banking or your Hobby or both)
  3. If you are made the finance minister of the country what will be your priority and which scheme do you want to change 
    Answer:: Sir, If I am made the finance minister of the country my priority will be to increase jobs by removing the red tape laws. My focus will be on growth, with keeping inflation under control. I would look to reduce taxes, so that savings of our citizens could improve. I will revamp the tax policy and will make it sure that all businessman pay the correct tax and file correct returns. 
  4. If you are made the chairman of a bank which is dealing with problems of too much NPA. How will you deal with this problem.
    Answer:: Sir, If I am made the Chairman of a bank which is dealing with problem of too many NPA’s I will instruct my staff to recover them using Sarfeshi Act, Will initiate settlement via lok Adalats. At the same time to improve recovery numbers and encourage staff to increase their efforts I will introduce incentive schemes.  
  5. What are contingent liabilities. 
    Answer:: Sir Contingent liabilities are usually non-fund based guarantee and Letter of Credit issued by the banks. They are not liability but can become a liability in future.  Contingent liabilities are written down in the bottom of the balance sheet.
  6. Name a few good restaurants between your home and interview Center (Random)
  7. Do you read newspapers. If yes what was today’s headlines on banking (Always read banking headlines before heading for interview)
  8. What are the famous monuments in the state you belong to

 

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Speed Maths Set 7

By
sehpaathi
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2

Speed Maths Set – 7

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Hello Readers,

Speed Maths Related Questions are very important in every competitive examination. You can easily find a set of such questions in every examination.

This set is based on questions on a given set of information, which involves calculation tricks and the faster you do them the more you score. We will be updating you with all type of such questions on a daily basis.

 

1. What must come in place of the ‘?’ in the following series?
2 5 11 23 47 95 ?
A) 168
B) 154
C) 191
D) 172
E) None of these

2. What approximate value should come in place of the questions Mark (?) in the following questions?
54.786 / 10.121 X 4.454 = ?
A) 84
B) 48
C) 118
D) 58
E) 24

3. A plot of 640 sq ft is available at the rate of Rs4,600 per sq ft. If 30% of the total cost of the plot is to be paid for booking of plot, how much is the booking amount
A) Rs 9,38,100/-
B) Rs 8,83,200/-
C) Rs 9,83,200/-
D) Rs 8,38,100/-
E) None of these

Download

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The answers to this sheet have not been included in the PDF file. The first 2 candidates who answer all 10 questions correct will be eligible for Recharge of Rs50/- each.

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Banking Interview Preparation Set 4

By
sehpaathi
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0

Banking Interview Preparation Set 4

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interview preparation

Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important reading material important for Banking Interview. We will be publishing 11 set of materials in this section. All are very important for banking interview

  • What is Open Market Operation (OMO)?

The buying and selling of government securities in the open market in order to expand or contract the amount of money in the banking system by RBI. Open market operations are the principal tools of monetary policy.

  • What is Micro Credit?

It is a term used to extend small loans to very poor people for self-employment projects that generate income, allowing them to care for themselves and their families.

  • What is Liquidity Adjustment Facility (LAF)?

A tool used in monetary policy that allows banks to borrow money through repurchase agreements. This arrangement allows banks to respond to liquidity pressures and is used by governments to assure basic stability in the financial markets.

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Frequently asked Questions No 1
Frequently asked Questions No 2
Frequently asked Questions No 3
Frequently asked Questions No 4
Frequently Asked Questions No 5
Frequently Asked Questions No 6

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Computer Awareness PDF 33

By
sehpaathi
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Computer Awareness 33

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comp3

Hello Readers,

This is another sheet of the computer awareness questions. This material will help you know more about day to day computer questions These questions are often asked upcoming IBPS PO/RRB/Clerk/SO exams and other banking exams as well.

A Quick Preview

1. The operating system allows users to organize the computer’s contents in a hierarchical structure of directories that include all of the following EXCEPT:
A) Files.
B) Folders.
D) Drives.
D) Systems.
E) None of these
2. All of the following statements concerning windows are true EXCEPT—
A) Windows are an example of a command-driven environment.
B) Windows can be resized and repositioned on the desktop.
C) More than one window can be open at a time.
D) Toolbars and scrollbars are features of windows.
E) None of these

3. All of the following statements concerning files are true EXCEPT—
A) A file is a collection of related pieces of information stored together for easy
Reference.
B) Files can be generated from an application.
C) Files are stored in RAM.
D) Files should be organized in folders.
E) None of these

 

Computer Awareness PDF 33: [wpdm_package id=’3669′]

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Find the Grammatical error 8

By
sehpaathi
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2

English: Find The grammatical Error -8

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english practice series-Find the grammatical error 1

Hello Readers,

Find the grammatical error comes in almost all competitive examinations. Its a mandatory part of the paper. Here is a new series of Find the Grammatical Error for you to practice and Practice More.

Do give us a review.

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Banking Interview Preparation Set – 3

By
sehpaathi
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0

Banking Interview Preparation Set 3

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interview preparation

Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important reading material important for Banking Interview. We will be publishing 11 set of materials in this section. All are very important for banking interview

  • What are non-performing assets (NPAs)?

Non-performing assets, also called non-performing loans, are loans made by a bank or finance company, on which repayments or interest payments are not being made on time. A debt obligation where the borrower has not paid any previously agreed upon interest and principal repayments to the designated lender for an extended period of time. The nonperforming asset is therefore not yielding any income to the lender in the form of principal and interest payments.

  • What is Recession?

A true economic recession can only be confirmed if GDP (Gross Domestic Product) growth is negative for a period of two or more consecutive quarters.

  • What are foreign exchange reserves?

Foreign exchange reserves (also called Forex reserves) in a strict sense are only the foreign currency deposits and bonds held by central banks and monetary authorities. However, the term in popular usage commonly includes foreign exchange and gold, SDRs and IMF reserve positions.

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Frequently asked Questions No 1
Frequently asked Questions No 2
Frequently asked Questions No 3
Frequently asked Questions No 4
Frequently Asked Questions No 5
Frequently Asked Questions No 6

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Arrangement based questions Set 2

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sehpaathi
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1

Arrangement Based Question – 2

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Hello Readers,

Arrangement based Questions are very important in every competitive examination. You can easily find two sets of such questions in every examination. These questions usually come in two types

  1. Circle Formation (Further bifurcated in hierarchies)
  2. Row Formation (Further bifurcated in hierarchies)

This set is based on questions on a given set of information, which are to be solved on basis of given statements. We recommened to all the aspirants to solve the questions having single hierarchy. They are simple and can be solved quickly. We will be updating you with all type of Arrangement on a daily basis.

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Click here for other posts in Computer Awareness series.

Click here for Daily Banking Awareness series. 

Click here to read General Awareness series. 

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Reading Comprehension – 5

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sehpaathi
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1

Reading Comprehension – 5

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Reading Comprehension

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Hello Readers,

Reading Comprehension Constitute of over 15 marks in every competitive exams. We will be bringing you regular series of comprehensions for practice, though, especially for banking aspirants we suggest to leave comprehensions, because they are time killers.

Do give us a review.

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