English Cloze Test No 11

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November 18, 2015

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Cloze Test 11

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Hello Readers,

Cloze Test comes in almost all competitive examinations. Its a mandatory part of the paper. Here is a new series of cloze test for you to practice and Practice More.

Do give us a review.

Directions-(Q. 1-10) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The growth story in any developing country cannot be …(1)… without …(2)… its impact on the poverty and employment situation. The Planning Commission has …(3)… that India should strive for ‘more inclusive growth’ .The number of people living below the poverty line has …(4)… from 36 per cent in 1993-94 to 22.0 per cent in 2004-05. Again, the issue is to bring more and more people out of poverty by …(5)… them the productive employment opportunities. The Approach Paper to 11th Five Year Plan suggests that doubling the growth of agricultural GDP to 4 per cent per annum will …(6)… rural employment conditions, by raising real wages and reducing under employment. However, even if this is attained, an overall growth of 9 per cent will further increase income …(7)… between agricultural and non-agricultural households, …(8)… around 10 million workers currently in agriculture find remunerative non-agricultural employment.. This …(9)… a major challenge not only in terms of generating non-agricultural employment but also in …(10)… its required location and type.

1. (A) complete
(B) retold
(C) achieved
(D) constructed
(E) narrated
Ans : (A)

2. (A) generating
(B) assessing
(C) realizing
(D) counting
(E) finding
Ans : (B)

3. (A) desired
(B) estimated
(C) focused
(D) verified
(E) stressed
Ans : (C)

4. (A) uplifted
(B) degraded
(C) vanished
(D) decreased
(E) enhanced
Ans : (D)

5. (A) absolving
(B) providing
(C) nurturing
(D) ignoring
(E) refusing
Ans : (B)

6. (A) impact
(B) diversify
(C) lay
(D) aggravate
(E) improve
Ans : (E)

7. (A) opportunity
(B) assessment
(C) disparity
(D) parity
(E) tax
Ans : (C)

8. (A) unless
(B) for
(C) in spite of
(D) despite
(E) by
Ans : (A)

9. (A) addresses
(B) meets
(C) poses
(D) recognizes
(E) solves
Ans : (C)

10. (A) exploring
(B) acquiting
(C) reciprocating
(D) matching
(E) solving
Ans : (D)

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Banking Interview preparation material Set 7

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sehpaathi

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November 18, 2015

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Banking Interview Preparation Material 7

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Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important Banking Interview Preparation Material. We will be publishing 11 set of materials in this section. All are very important for banking interview

What is E-Governance?

E-Governance is the public sector’s use of information and communication technologies with the aim of improving information and service delivery, encouraging citizen participation in the decision-making process and making government more accountable, transparent and effective.

What is Right to information Act?

The Right to Information act is a law enacted by the Parliament of India giving citizens of India access to records of the Central Government and State Governments. The Act applies to all States and Union Territories of India, except the State of Jammu and Kashmir – which is covered under a State-level law. This law was passed by Parliament on 15 June 2005 and came fully into force on 13 October 2005.

Credit Rating Agencies in India:-

The credit rating agencies in India mainly include ICRA and CRISIL. ICRA was formerly referred to the Investment Information and Credit Rating Agency of India Limited. Their main function is to grade the different sector and companies in terms of performance and offer solutions for up gradation. The credit rating agencies in India mainly include ICRA and CRISIL(Credit Rating Information Services of India Limited)

Frequently Asked Banking Interview Questions 9

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sehpaathi

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November 18, 2015

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Frequently Asked Banking Interview Questions – 9

Dear Readers Now as the interview dates of RRB All Grades are out we bring to you very common banking interview questions with out set No 9 on the given subject. We will be updating material and Videos on a regular basis to help maximum number of candidates to cherish their dreams.

try Usually the time interval for interview for RRb exams lies between 7-9 minutes and more depending on the interest you are generating.

Questions

Tell me about Yourself?
Answer :: Sir, My Name is Ashish Mittal. I have done BTech in Information Technology from JEC College Jaipur, and also completed my secondry and higher secondry school education from Jaipur.
You are an engineer. Why do you want to join the banking sector?
Answer:: Sir, banks are undergoing rapid technological transmission. In such times sir my knowledge of computers can we very helpful. At the same time I can furnish my interpersonal skills. Banking give me an environment to develop myself to the fullest.
Where do you see banking in next 10 years?
Answer:: Sir, I believe in next 10 years banking will be fully technologically upgraded, with minimum customer dealing in banks. Work load in banks is set to decrease with given time.
Where do you see yourself after 5 years in banking.
Answer:: Sir, after 5 years in banking I will be more matured, will be able to tackle problems more efficiently and see myself in the middle management level. I will have profound knowledge of different sectors of banking and will hopefully get enough chances to develop and shower my skills.
You Graduated in 2013. What were you doing in the past 2 years
Answer:: Sir, I worked with a private organization at Bangalore for a year. After that I began to prepare for banking because I felt that all the skills I want to inherit and enhance in me can be done through banking.
You are alone in your family. Will you be able to move to different centers in India.
Answer:: Sir, yes I am mentally prepared to travel to different places across india and work in different conditions. This will give me a chance to enhance my skills more nicely and make banking more attractive for me.
Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
Have you attended any banking Interview Before.

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Highest, Longest, Biggest, Largest, Deepest, Smallest of the World

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November 17, 2015

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Highest, Longest, Biggest, Largest, Deepest, Smallest of the World

Largest Airport : King Abdul Khalid International Airport (Saudi Arabia)
● Highest Airport : Lhasa Airport, Tibet
● Tallest Animal : Giraffe
● Largest Animal : Blue Bottom whale
● Largest Bay : Hudson Bay, Canada.
● Fastest Bird : Swift
● Largest Bird : Ostrich
● Smallest Bird : Humming bird
● Longest Bridge : Huey P. Long Bridge (USA)
● Tallest Building : Dubai Burj (Dubai)
● Longest Canal : Baltic sea White Canal
● Largest Cathedral : Cathedral Church of New York
● Largest Cemetry : Ohlsdorf Cemetry (Hamburg, Germany)
● Largest Church : Balisca of St. Peter in the Vatican City, Rome.
● Largest Continent : Asia
● Smallest Continent : Australia
● Largest Country (Area) : Russia
● Smallest Country (Area) : Vatican City
● Biggest Cinema House : Roxy, New York
● Highest City : Wenchuan, China
● Most Populous City : Tokyo
● Longest Day : June 21
● Shortest Day : December 22
● Largest Delta : Sunderban (India)
● Largest Desert : Sahara, North Africa
● Biggest Dome : Gol Gumbaz (Bijapur), India
● Largest Dams : Grand Coulee Dam, USA
● Tallest Fountain : Fountain Hills, Arizona
● Largest Gulf : Gulf of Mexico
● Largest Hotel : Excalibur Hotel (Las Vegas, Nevada, USA)
● Largest Island : Greenland
● Largest Lake : Caspian Sea.
● Deepest Lake : Baikal (Siberia)
● Highest Lake : Titicaca (Bolivia)
● Largest Library : United States Library of Congress, Washington
● Largest Mosque : Jama Masjid, Delhi (India)
● Highest Mountain Peak : Mount Everest (Nepal)
● Highest Mountain Range : Himalayas, Asia.
● Largest Mountain Range : Andes (South America)
● Biggest Museum : American Museum of Natural History (New York).
● Largest Minaret : Sultan Hassan Mosque (Egypt)
● Tallest Minaret : Qutub Minar, Delhi (India)
● Biggest Oceans : Pacific Ocean
● Deepest Oceans : Pacific Ocean
● Biggest Palace : Vatican (Rome)
● Largest Palace : Imperial Palace (China)
● Largest Park : National Park of North-Eastern (Greenland)
● Largest Peninsula : Arabia
● Highest Plateau : Pamir (Tibet)
● Longest Platform : Kharagpur, W. Bengal (India)
● Largest Platform : Grand Central Terminal, (Rly. Station), New York (USA)
● Biggest Planet : Jupiter
● Smallest Planet : Mercury
● Brightest Planet : Venus
● Coldest Planet : Neptune
● Nearest Planet (to the Sun) : Mercury
● Farthest Planet (from the Sun) : Neptune
● Longest River : Nile, Africa
● Longest River Dam : Hirakud Dam, India
● Largest Sea : South China Sea
● Largest Stadium : Starhove Stadium, Prague (Czech Republic)
● Brightest Star : Sirius A
● Tallest Statue : Motherland (Russia)
● Largest Sea-bird : Albatross
● Biggest Telescope : Mt. Palomar (USA)
● Longest Train : Flying Scotsman
● Largest Temple : Angkorwat in Combodia.
● Oldest Theatre : Teatro Olimpico (Itlay)
● Tallest Tower : C. N. Tower, Toronto (Canada)
● Longest Wall : Great Wall of China
● Highest Waterfall : Angel (Venezuela)
● Widest Waterfall : Khone Falls (Laos)
● Lowest Water Level : Dead Sea
● Longest Epic : Mahabharata
● Hottest Place : Azizia (Libya)
● Rainiest Place : Mosinram, near Cherrapunji (India)
● Highest Road : Leh-Nobra, Ladakh division India.
● Highest Village : Andean (Chile)
● Highest Volcano : Ojos del Salado, (Argentina) Chile
● Largest Volcano : Manuna Lea (Hawai)
● Lightest Gas : Hydrogen
● Fastest Animal : Cheetah
● Biggest Flower : Rafflesia (Java)
● Longest Corridor : Rameshwaram Temple (India)
● Largest Democracy : India
● Highest Cable Car Project : Gulmarg (Jammu-Kashmir)
● Biggest Airbus : Double Decker A-380
● Highest Rail Track : Kwinghai- Tibbet Railway (China)

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Banking Awareness PDF 46

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sehpaathi

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November 17, 2015

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Banking Awareness pdf 46

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Hello Readers,

This is another sheet on banking awareness Questions. This material will help you know more about Banking Awareness questions related to Daily Banking Operations. These questions are often asked upcoming IBPS PO/RRB/Clerk/SO exams and other banking exams as well. This sheet is based on questions on day to day banking operations

A Quick Review

1. Maximum tenor for placing term deposit with Bank is
A) 5 years
B) 8 years
C) 10 years
D) 12 years
E) None of these

2. Bank B grants and overdraft to ABC Ltd. Against book debts. This is secured by:
A) Hypothecation
B) Mortgage
C) Pledge
D) Assignment
E) None of these

3. Loan for fish rearing is covered under Priority sector as ________ advances
A) Direct Agriculture
B) Self Employed Scheme
C) Indirect Agriculture
D) Allied to indirect agriculture
E) None of these

4. SWIFT founded in
A) 1973
B) 1974
C) 1975
D) 1976
E) None of these

Banking Awareness Questions: Banking Awareness Sheet 46
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Frequently Asked Interview Questions in Banking – 8

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November 17, 2015

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Frequently Asked Banking Interview Questions – 8

Dear Readers Now as the interview dates of RRB All Grades are out we bring to you very common banking interview questions with out set No 8 on the given subject. We will be updating material and Videos on a regular basis to help maximum number of candidates to cherish their dreams.

try Usually the time interval for interview for RRb exams lies between 7-9 minutes and more depending on the interest you are generating.

Questions

What do you mean by provisioning?
Answer :: Sir Provisioning can be understood as money that has been kept aside for future expenses or against NPA’s. Banks have to make regular provisioning for NPA’s. It varies from 15% to 100% for bad loans. Other provisioning is done for purposes like technological up-gradation, hike in salaries etc.
What is CASA? Why is it essential?
Answer:: Sir CASA stands for Current Account Saving Account. CASA represents the low cost money available with the bank. More the CASA more will be the Net Interest margin which finally results in increased earnings. In PSU banks SBI hold the highest amount of CASA accounts. CASA amounts to 44% of the total bank deposits in SBI
What is your take on Loan Waiver Schemes?
Answer:: Sir, Loan waiver schemes make citizens a willful defaulter. They do not repay bank loans in a wait that a Loan Waiver scheme will come and all their debts will be paid by the government. This leads to increased NPA’s, Increase in provisioning and moreover encourage citizens not to replay loans. Loan waiver schemes break the backbone of banking industry which is already dealing with a mess of bad loans.
Tell me something about balance sheet
Answer:: Sir, Balance sheets are different according to organization. A general balance sheet comprises of 2 columns. Assets and Liabilities. Liabilities are written on left side and Assets on Right Side. For a bank Liability includes capital, reserves, Interest to be paid on deposits, Salary etc. For a Bank Assets are Interest earned on advances, Investments , Income earned from investments, other charges collected
The differences between Assets and liabilities for a bank is called operating Profit/loss. From operating profit/loss provisioning for bad loans and Tax paid for services is subtracted. Then it comes out to be Net Profit/Loss before tax. Then after paying tax it is Net Profit/Loss after Tax.
Is Profit an asset or liability
Answer:: Sir, Profit is a liability. Profits are absorbed by the bank as increase in capital or Reserve funds and are used to pay dividend to share holders.

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Banking Interview Preparation Material 6

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November 17, 2015

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Banking Interview Preparation Material 6

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Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important Banking Interview Preparation Material. We will be publishing 11 set of materials in this section. All are very important for banking interview

What is FII?

FII (Foreign Institutional Investor) used to denote an investor, mostly in the form of an institution. An institution established outside India, which proposes to invest in Indian market, in other words buying Indian stocks. FII’s generally buy in large volumes which has an impact on the stock markets. Institutional Investors includes pension funds, mutual funds, Insurance Companies, Banks, etc.

What is FDI?

FDI (Foreign Direct Investment) occurs with the purchase of the “physical assets or a significant amount of ownership (stock) of a company in another country in order to gain a measure of management control” (Or) A foreign company having a stake in a Indian Company.

What is IPO?

IPO is Initial Public Offering. This is the first offering of shares to the general public from a company wishes to list on the stock exchanges.

Expected Interview Dates of IBPS PO 2015

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November 16, 2015

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Expected Interview Dates of IBPS PO 2015

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Dear Aspirants
With Declaration of Results of IBPS PO 2015, interview preparation for the same has begun. Many candidates are planning how to prepare for interview. We expect interviews to be held between

Dec-end 2015 to Jan Mid 2016.

Start Interview Preparation

It is also expected that IBPS will declare the marks of Successful candidates after interview gets over.

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Countries, their capital and its Currencies

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November 15, 2015

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banking questions, banking awareness, pca related banking questions

Country, its capital and Currency

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Hello Readers,

Here is a list of all countries with their capitals and currencies. Capital and currency questions are often asked in competitive exams

A Quick Preview

Country	Capital	Currency
Afghanistan	Kabul	Afghani
Bahrain	Manama	Bahraini Dinar
Bangladesh	Dhaka	Taka
Bhutan	Thimpu	Ngulturm
Brunei	Bandar Seri Begawan	Brunei Dollar
Cambodia	Phnom Panh	Rile
China	Beijing	Yuan
Cyprus	Nicosia	Cyprus Pounnd
India	New Delhi	Indian Rupee

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Banking Interview Preparation Material Set 5

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November 15, 2015

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Banking Interview Preparation Set Material 5

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Hello Readers,

With Banking interviews are now scheduled to take place in coming days we are here with important reading material important for Banking Interview. We will be publishing 11 set of materials in this section. All are very important for banking interview

What is a Repo Rate?

Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.

What is Reverse Repo Rate?

This is exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates.

What is CRR Rate?

Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percentage of this, the available amount with the banks comes down.

RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.

Cloze Test 11

Banking Interview Preparation Material 7

Frequently Asked Banking Interview Questions – 9

Highest, Longest, Biggest, Largest, Deepest, Smallest of the World

Banking Awareness pdf 46

Frequently Asked Banking Interview Questions – 8

Banking Interview Preparation Material 6

Expected Interview Dates of IBPS PO 2015

Dec-end 2015 to Jan Mid 2016.

Country, its capital and Currency

Banking Interview Preparation Set Material 5

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