Banking Questions Set 33

Banking Questions Set 33

Banking Questions are very important for all banking exams. In every banking exam like IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, IBPS RRB PO, IBPS RRB Clerical, RBI etc. over 12 questions from banking are asked. Most of the banking questions asked in such exams are either related to fundamental banking or related to current affairs. We are here with the list of 10 banking questions.

Q1. The parameters that invite Prompt Corrective Action from the central bank are-
(a) Capital to Risk weighted Asset Ratio
(b) Net Non-Performing Assets (NPA)
(c) Return on Assets (RoA)
(d) Leverage ratio
(e) All of the Above

Q2. The PCA framework is applicable only to ______________.
(a) Non-Banking Financial Companies
(b) Financial Management Institutions
(c) Commercial banks
(d) Co-operative Banks
(e) None of the given options is true

Amalgamation, Merger, take-over, acquisition and their differences

Q3. In recent PCA framework, how many Risk Threshold categories are there?
(a) 2
(b) 3
(c) 4
(d) 5
(e) 6

Missiles Launched by India Till Date

Q4. The Banks with a net Non-Performing Asset (NPA) ratio of 6-9 percent will fall under risk category _____________.
(a) 3
(b) 5
(c) 4
(d) 1
(e) 2

Q5. Once PCA is triggered by the regulator, the bank faces restrictions on spending money on ________________.
(a) opening branches
(b) recruiting staff
(c) giving increments to employees
(d) Only (a) and (b)
(e) Only (a) (b), and (c)

Banking Awareness Questions Related to JAIIB AND General Banking

Q6. Which among the following PSBs is not under PCA?
(a) UCO Bank
(b) Oriental Bank of Commerce
(c) Syndicate Bank
(d) Dena Bank
(e) Indian Overseas Bank

Banking questions related to loans and general banking

Q7. Which among the following were the two banks on which initially restrictions were imposed.
(a) SBI and BOB
(b) Indian Overseas Bank and PNB
(c) Dena Bank and UCO Bank
(d) IDBI Bank and UCO Bank
(e) Vijaya Bank and Bank of India

Banking Questions related to Nominations

Q8. This year has been a season of putting banks under PCA category. What is the meaning of “P” in PCA?
(a) Prompt
(b) Prove
(c) Public
(d) Price
(e) Personal

Banking Questions Related to committees and General Banking

Q9. Till date there are how many banks on which PCA has been triggered?
(a) 8
(b) 10
(c) 11
(d) 9
(e) 13

Q10. The Banks with a net NPA ratio above 12 percent fall into the category ___________.
(a) 1
(b) 2
(c) 5
(d) 4
(e) 3

Answers:

1. E
2. B
3. A
4. C
5. B
6. D
7. A
8. C
9. E
10. B